Mumias Sugar Company Limited ( 2009 Annual Report

first_imgMumias Sugar Company Limited ( listed on the Nairobi Securities Exchange under the Food sector has released it’s 2009 annual report.For more information about Mumias Sugar Company Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Mumias Sugar Company Limited ( company page on AfricanFinancials.Document: Mumias Sugar Company Limited (  2009 annual report.Company ProfileMumias Sugar Company Limited is the largest sugar manufacturer in Kenya producing about 250 000 metric tonnes (42%) of the estimated 600 000 metric tonnes of annual national output. Its own sugarcane plantations provide up to 7% of its annual output; its primary source of sugarcane is grown by outgrowers with some 400 square kilometers under cultivation Mumias Sugar Company co-generates over 30 megawatts of electricity which is used for its own operations and surplus is sold into the national electricity grid. Mumias Sugar Company also manufacturers about 24 million liters of ethanol annually and 20 million liters of distilled water. The company was founded in 1971 where the government of Kenya was a major shareholder. The initiative was implemented to provide a source of income for poor farmers in the Mumias district, create job opportunities and curb rural-urban migration. Mumias Sugar Company has reduced Kenya’s dependence on imported sugar products and created a self-sustaining sugar production enterprise where outgrower farmers reap the commercial benefits. Mumias Sugar Company Limited is listed on the Nairobi Securities Exchangelast_img read more

Chemco Limited ( 2012 Annual Report

first_imgChemco Limited ( listed on the Stock Exchange of Mauritius under the Chemicals sector has released it’s 2012 annual report.For more information about Chemco Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Chemco Limited ( company page on AfricanFinancials.Document: Chemco Limited (  2012 annual report.Company ProfileChemco Limited specialises in the formulation, manufacturing, blending and trading of chemicals. The company operates as one of the subsidiaries of Harel Mallac & Co. Ltd. Chemco Limited company engages in the production and sale of agro chemicals, specialty chemicals and consumer goods.  Chemco Limited is headquartered in Port Louis, Mauritius. Chemco Limited is listed on the Stock Exchange of Mauritius.last_img read more

The Greggs share price is down 30%. Should you buy as lockdown ends?

first_img High street baker Greggs (LSE: GRG) needs no introduction. Since boss Roger Whiteside took charge in 2013, Greggs’ share price has risen by more than 270%.However, lockdown forced all Greggs’ stores to close. Although they are now reopening, it’s too soon to know how long it will take for sales to return to more normal levels. Will the firm’s shares still justify a growth rating, or is the future going to be tougher for this business?5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Still a great businessAs you’d expect, the Greggs share price has been hit hard this year. The stock is down by 30% from last year’s record high of 2,550p. Enter Your Email Address Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Simply click below to discover how you can take advantage of this. In an update last week, Greggs warned that the impact of social distancing would be hard to predict. The firm said that “we must anticipate that sales may be lower than normal for some time”.The firm’s stores have been adapted to meet distancing requirements, which means no seating, fewer people in store, and fewer staff to serve. The group’s product range is also limited as its manufacturing facilities have not yet returned to full capacity.It’s obvious that these headwinds could restrict sales. But personally, I’m not too concerned about these temporary limitations. Greggs was a well-run business before. I’m pretty sure it will continue that way.Fortunately, the company went into the crisis with very little debt, so we don’t need to worry about financial pressures.This is what worries meWhiteside has transformed Greggs into a business that sells more products for longer each day than ever before. According to survey data published by the company last year, it’s number one by market share for sandwiches, number two for breakfast, and number three for takeaway coffee.What worries me is that the firm’s growth streak could be coming to an end. This could mean a longer spell of weakness for Greggs’ share price. In our post-lockdown world, will high street footfall return to normal? Will Greggs be able to find equally profitable locations elsewhere?At the end of last year, the company announced plans to increase its store estate from 2,050 outlets to “more than 2,500 shops”. Plans are also underway to accelerate online services for delivery and click and collect.However, the company has now put its plans to open new stores on hold. This year will see a net increase of just 10 stores, compared to 97 last year.Greggs share price: the right time to buy?This could be a temporary glitch. Greggs has a track record of beating expectations and I wouldn’t bet against such a good business. But I’m not convinced the shares are really cheap at the moment.This year will understandably be bad. But analysts expect profits in 2021 to still be 20% lower than in 2019. Based on these forecasts, the stock trades on a lofty 24 times earnings. Although I might be missing out, I don’t feel comfortable buying at this level.For now, I rate Greggs as a hold and will continue to watch from the sidelines. Roland Head | Sunday, 21st June, 2020 | More on: GRG I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Roland Head has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” See all posts by Roland Head Image source: Getty Images I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Our 6 ‘Best Buys Now’ Shares The Greggs share price is down 30%. Should you buy as lockdown ends?last_img read more

Schentrups deliver emotional plea to end gun violence

first_img cynthia seddon says: July 9, 2018 at 12:31 am No other developed nation has armed teachers to prevent mass shootings in classrooms, nor armed guards. I don’t think we need to add more guns to the situation. I don’t see why we can’t look to other developed nations for solutions to this problem. General Convention, Schentrups deliver emotional plea to end gun violence Parents of young Episcopalian killed in Marjory Stoneman Douglas High School massacre address convention prayer service Director of Music Morristown, NJ Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Bishops United Against Gun Violence, July 9, 2018 at 12:05 am I thought the highlight of the morning was Abigail Zimmerman. What an amazing young lady and wonderful family. She demonstrated incredible poise and maturity far beyond her years, spoke with empathy and passion, and continues to provide witness in the heart of Texas, even when it is difficult. She is simply amazing. Rector Hopkinsville, KY July 8, 2018 at 11:03 pm The act of a monstrously evil man combined with the inaction, negligence and cowardice of others including law enforcement and educational institutions created this tragedy. The firearm was merely an inanimate instrumentality. Let us place the blame where it belongs, not on the firearm. It is time to stop using these horrible tragedies as a justification for gun control. The greater good of our society is best served by protecting and strengthening the second amendment. Rector Pittsburgh, PA Rev. Dr. James Hargis says: July 8, 2018 at 4:34 pm No one condones gun violence. Everyone wants safe schools, where students can feel secure in their learning process. How do we do it? Not with walk outs, demonstrations, and hijacked incompetent hacks like David Hogg. All this kind of stuff is counterproductive, and serves to alienate, rather than reconcile. We can secure our schools, just as we secure airports, government buildings, etc. There are many viable options. Press Release Service Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Advocacy Peace & Justice, Curate (Associate & Priest-in-Charge) Traverse City, MI Course Director Jerusalem, Israel Priest Associate or Director of Adult Ministries Greenville, SC Missioner for Disaster Resilience Sacramento, CA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Rector Smithfield, NC Rector and Chaplain Eugene, OR Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Assistant/Associate Priest Scottsdale, AZ PJ Cabbiness says: Bishop Diocesan Springfield, IL July 9, 2018 at 12:28 am Why not? Our lax gun laws allow way too many people to get a gun who should not have a gun. Why can’t we have sensible laws like other developed nations (e.g. Canada, Australia)? Tags Rector Tampa, FL Featured Events Director of Administration & Finance Atlanta, GA Matt Ouellette says: Associate Rector for Family Ministries Anchorage, AK July 9, 2018 at 12:18 am The right to bear arms is not the necessity to have guns. Guns are simply another instrument to kill someone or something. As a child of God, I am not here to kill anyone or anything. Therefore, I do not need a gun or any instrument of violence. Are not guns weapons of mass destruction?? Yes. Are we not trying to rid our world of such weapons?? Yes. How can we condemn other nations of having/building weapons of mass destruction when we continue to construct such weapons at an alarming rate?? And, I would like to know, who published this statistic that “1 to 2 millions assaults (or worse)” have been prevented by armed citizenry? Oh, yes, that’s the NRA. We talk about “big Pharma” in our opioid epidemic, what about “big Armma” in our killing-epidemic?? Robin Smith says: Curate Diocese of Nebraska Family Ministry Coordinator Baton Rouge, LA July 10, 2018 at 12:49 pm protect and defend the 2nd amendment,make gun ownership rules stricter. Make authority figures such as schoolteachers more able to spot future troublemakers . David Hogg and his ilkare making their own platforms with incompetent methods of walkouts etc which carry no weight with thinking people who are truly concerned Associate Priest for Pastoral Care New York, NY July 9, 2018 at 8:10 am No, people can still own guns in Australia, so that is not true. Just like in this country, when they were debating stricter gun laws in Australia after a mass shooting, people were up in arms about how they wanted to take all their guns. However, the laws passed, and the sky didn’t fall. So no, I’m not persuaded by pro-gun arguments that stricter gun laws will lead to confiscation of all guns. That is fear-mongering. And no, the laws on the books that we have are not enough, and even if you’re right that the ones were currently have are not enforced enough, I blame the NRA and other pro-gun groups from allowing them from being enforced (e.g. they basically neutered the ATF). Bill Louis says: By Mike PattersonPosted Jul 8, 2018 Submit an Event Listing Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Submit a Job Listing Philip Schentrup speaks to those attending the public witness against gun violence on July 8. His daughter, Carmen, was among those killed Feb. 14 at Marjory Stoneman Douglas High School. The family, from left, Robert, Evelyn, Philip and April, are members of St. Mary Magdalene Episcopal Church in Coral Springs, Florida. Photo: Melodie Woerman/Episcopal News Service[Episcopal News Service – Austin, Texas] On the gentle slopes of Brush Square Park in downtown Austin and under the canopy of live oak trees, hundreds gathered on July 8 to hear gut-wrenching testimony from Philip and April Schentrup, Episcopalians whose daughter Carmen was one of 17 students and educators killed by a gunman at Marjory Stoneman Douglas High School in Parkland, Florida.Full ENS coverage of the 79th meeting of General Convention is available here.Standing on a stage surrounded by dozens of bishops, the Schentrups shared their grief and emotional journey in the aftermath of their daughter’s murder on Feb. 14, 2018. “I was unable to talk, unable to eat, unable to sleep, barely able to carry on,” Philip Schentrup said as his wife April, son Robert, and daughter Evelyn, stood at his side.“I was filled with anger and despair,” he said. “Why would God take my daughter from my family? Why would God take one of the most incredible people I’ve ever known? Why would God inflict so much pain and suffering?”Carmen was shot four times with an AR-15 rifle by Nikolas Cruz, a 19-year-old former student who walked into the school building, killed 16 others and wounded another 17. The Marjory Stoneman Douglas shooting is one of the deadliest school shootings in U.S. history.Connecticut Bishop Ian Douglas, one of the organizers of Bishops United Against Gun Violence, shows one of the crosses being distributed to remember the 96 people who die from gun violence every day in the United States. Photo: Melodie Woerman/Episcopal News ServiceThe Schentrups were invited to speak by Bishops United Against Gun Violence, an organization comprised of 80 Episcopal bishops working to curtail gun violence in the United States. The bishops are in Austin to attend the nearly two-week 79th General Convention, a span during which another 1,000 are expected to suffer from gun violence.Schentrup led the bishops and spectators through the crisis of faith caused “by the evil that had been wrought on my family.”“I searched for an answer to this senselessness and questioned everything,” he said, as Presiding Bishop Michael Curry listened in the background. “The world was upside down, and my once boundless sense of hope and happiness was destroyed by a monster.”Finally, he said, “I had what I believe is a moment of inspired reflection. I understood at that moment that I had it all wrong. God did not intend to inflict deep and lasting damage on my family. God is saddened by Carmen’s murder and all the violence that people are allowed to inflict on one another. God weeps for all of his children.”Presiding Bishop Michael Curry speaks to the crowd, as April and Philip Schentrup look on. Photo: Melodie Woerman/Episcopal News ServiceSchentrup said that “God gave us free will, the ability to do good, to be complacent, to inflict harm. God gave us the prophets, his son and the Holy Spirit to show us the way. God wants us all to live into his path of love and kindness. I realized that God’s plan was simple. He gave us the ability to choose to love and to care for one another, and he taught us how to do it.“Evil and violence happen in this world because we allow it, not because God allows it,” he said. “We suffer violence because we collectively allow it. God is waiting for us to choose to make the world he wants.”Although a daunting challenge, Schentrup said, “I have hope. I hope in Jesus. I have hope in the hearts and the humanity of people. I have hope that just as people of faith led the fight to overcome segregation, laws that demean people, through love we can end senseless violence.“I ask everyone here to step up, to choose to make the world a better place and then to act,” he said.April Schentrup wipes away tears as she speaks about her daughter, Carmen, who was killed at Marjory Stoneman Douglas High School in Parkland, Florida, on Feb. 14. With her are her son Robert, daughter Evelyn, and husband Philip. The family are members of St. Mary Magdalene Episcopal Church in Coral Springs, Florida. Photo: Melodie Woerman/Episcopal News ServiceFollowing her husband’s remarks, April Schentrup told the crowd that as a nation “we have stood by and listened as others have been gunned down in movie theaters, concert venues, places of worship and offices. The truth is in America gun violence happens every day and devastates families.“We have convinced ourselves that we can’t doing anything to fix it or that it can’t happen to us,” she said. “I’m here to tell you that it can happen.”She said the nation makes guns too easily accessible and “all too easy for those who shouldn’t have them to own them. Gun manufactures have made weapons and arsenals so destructive than anyone can cause severe devastation within a matter of seconds.”Schentrup said she is an “advocate for change. Gun violence is a complex issue that will take more than just thoughts and prayers. It will take many working hands and strong voices. Enough is enough.”Abigail Zimmerman, a member of St. Alban’s Episcopal Church, Waco, Texas, talks about the school walk-out she helped organize in response to the mass shooting at Marjory Stoneman Douglas High School. Looking on are Philip Schentrup, left, whose daughter was killed in that shooting, and Bishop Mark Beckwith of Newark. Photo: Melodie Woerman/Episcopal News ServiceAbigail Zimmerman, a ninth-grader and Episcopalian from Waco, Texas, who co-led a school walkout March 14 in response to the Parkland massacre, told the bishops and audience that young people have “grown up as shooting after shootings after shooting have plagued our country and we have had enough gun violence.”Since the Dec. 14, 2012, Sandy Hook Elementary School shooting in which 20 children and six adults were killed, she said there have been 239 additional school shootings in which 138 people, mostly children, have died. “But this time, the survivors refused to let it continue,” she said. “They found their voices. We found our voice. I found my voice. I wanted to do something, I had to do something.”She and her classmates organized the walk-out at her school on March 14 that drew about 300 students and teachers outside to advocate for an end to gun violence. She encourages requiring universal background checks for gun purchases, banning assault rifles, raising the minimum age to purchase a gun and increasing the funding for mental health and counseling programs in schools.Bishops gather before the start of the public witness against gun violence July 8 in Austin. The event was organized by Bishops United Against Gun Violence. Photo: Lori Korleski Richardson/Episcopal News ServiceAlthough she has had heated arguments with those who oppose her views, Zimmerman vowed, “I know what I am doing will make a difference, and so I persevere. I am determined to make sure that my little brother, my children, my grandchildren will not have to be afraid of going to school.“I encourage all of you to make change happen,” she said. “Educate yourself, your friends. Vote. Join organizations devoted to common sense gun legislation. Write letters. Do whatever you can to make a difference. Change must happen and it must happen now.”— Mike Patterson is a San Antonio-based freelance writer and correspondent for the Episcopal News Service. He is a member of ENS General Convention reporting team and can be reached at [email protected] Matt Ouellette says: George Packer says: Rector/Priest in Charge (PT) Lisbon, ME Canon for Family Ministry Jackson, MS Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Philip Schentrup says: Rector Knoxville, TN New Berrigan Book With Episcopal Roots Cascade Books Matt Ouellette says: This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Susan Salisbury says: An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET July 9, 2018 at 8:39 am Speaking only for myself, I find it disturbing that in this forum we are arguing about and citing the 2nd Amendment when it might be appropriate to be asking ourselves and one another what the Gospel says about this issue. Somehow I don’t think Jesus would be advocating personal ownership of weapons of mass destruction. But as I said, that’s just me. However, the last time I looked, the Constitution of the United States had not been included within the canon of Holy Scripture. Rector Washington, DC Rev. Dr. James Hargis says: Rector Collierville, TN TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Assistant/Associate Rector Morristown, NJ Comments (15) Submit a Press Release July 10, 2018 at 5:58 am It isn’t the NRA. The number of enforcement actions by the ATF under Obama was half that of the enforcement actions under Bush. Recently a man who made more than 30 straw purchases who resold the guns to people ineligible to buy them received a sentence of a few months in jail. The NRA doesn’t lobby against enforcement of laws and it doesn’t sell guns. As we have seen in London where virtually all ownership of guns by citizens is banned, it doesn’t stop people from committing violent acts. They literally now have stringent regulations on knives. What next, rocks? Guns aren’t the problem. People with mental health issues and who are prone to violence are. It goes all the way back to Cain and able. And a church which has turned itself into a propaganda macjine for the Democrat party has nothing to offer. Priest-in-Charge Lebanon, OH Comments are closed. July 9, 2018 at 6:24 am There are many, many gun control laws already on the books. Everyone purchasing a gun legally must go through a background check. Some states have even more stringent requirements before anyone is allowed to purchase a gun. Can you point out an absurd gun law?Australia has confiscated all guns. It is virtually illegal in Australia to possess a firearm unless except in very special cases. What you are promoting is gun confiscation.What we need is better mental health care. Assistant/Associate Rector Washington, DC Featured Jobs & Calls Associate Rector Columbus, GA Rector Albany, NY The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group July 10, 2018 at 8:23 pm I think David Hogg and other shooting survivors are doing good work and I’m glad they are drawing attention to the issue of gun violence in our country. Rector Shreveport, LA Gun Violence Rector Bath, NC July 9, 2018 at 12:27 am I don’t think the Parkland students are incompetent at all. I think their protests are continuing to shine a light on the absurd gun laws in our country. Why can’t we have sensible gun control like the rest of the developed world? Countries like Canada and Australia have sensible laws regulating guns and they have not devolved into dictatorships. In fact, their gun violence is MUCH lower than us as a result. General Convention 2018, Rector Belleville, IL July 8, 2018 at 4:40 pm Taking away guns from law abiding citizens is not an answer. Nor is weakening/eliminating our 2nd Amendment. Arming trained volunteer staff, as well as having armed security staff on site, are worthy options to be explored. In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Youth Minister Lorton, VA July 8, 2018 at 11:35 pm A complex problem beyond simple solutions. I wish we could focus on ALL violence (spiritual root), not just gun violence (the means). 97% of mass shootings happen in gun free (imaginary) zones and the media and internet with all the attractive attention grooms future perpetrators from an unstable population. The PROMISE Program disallowed the Stoneman shooter’s record of assaults to be placed in his criminal record so there was no deterrent to be found when the NICS check was run. Assault rifles are automatic weapons and already banned. The Armalite (AR) frame is a semi-automatic rifle (one shot per trigger press). Being a licensed therapist as well as a priest I have witnessed that mental health services (spiritual health services too?) are in a shambles. Mentally ill people are often isolated and many do not take the initiative to seek help. Sociologically, the population is so dense today (people rarely know their neighbors) that life has become more impersonal meaning that people are easily lost between the gaps. Prevention is more functional than a cure and both require a stable home environment with a spiritual foundation (The Jesus Movement-thank you PB Curry). The NICS system already exists and works but needs to be tightened up. If you mean a National Gun Registry, that is not the same thing and puts healthy law biding citizens at risk for public disarmament which statistics reveal as more hazardous. Credible, not manipulated, research reveals that armed citizenry have stopped between 1 to 2 million assaults (or worse) a year in most cases without firing a shot. Those numbers alone reveal that a spiritual problem exists due to the number of assaults and intended assaults. I too pray and work for solutions to all violence. Spiritual/mental health with healthy family systems are the the core issue and foundation. Peace. AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Mark Bigley says: Cathedral Dean Boise, ID The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Rector (FT or PT) Indian River, MI Matt Ouellette says: Matt Ouellette says: Rector Martinsville, VA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem last_img read more

Black Bear Awareness Program TODAY!

first_img Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Please enter your comment! You have entered an incorrect email address! Please enter your email address here The Anatomy of Fear Support conservation and fish with NEW Florida specialty license plate Share on Facebook Tweet on Twitter Please enter your name here TAGSApopka Police DepartmentBlack Bear AwarenessCentral Florida ZooFlorida Fish and Wildlife Previous articleApopka Family Learning Center closes its doorsNext articleWalmart to Close 269 Stores – 3 in Florida Denise Connell RELATED ARTICLESMORE FROM AUTHOR Save my name, email, and website in this browser for the next time I comment.  The Apopka Police Department, the Central Florida Zoo and the Florida Fish and Wildlife Conservation Commission will present a special black bear awareness program at 1:00 PM TODAY, Saturday, Jan. 16, at the Apopka Amphitheater, 3710 Jason Dwelley Parkway.Stephanie Williams, the zoo’s director of education, will present information about black bears and their behavior. Learn what to do in case of a bear encounter and – more importantly – how to avoid feeding them and attracting them into neighborhoods. The Fish and Wildlife Conservation Commission will answer questions and have a display with lots of educational materials.Florida’s Black bears are becoming more common in local neighborhoods as the growing animal population seeks easy opportunities for food. Recently Fish and Wildlife reported a bear in the Apopka area weighing more than 600 pounds. Last year, another bear in Seminole County topped a hefty 760 pounds – the biggest ever recorded in Florida and roughly twice the size of a typical male bear.Sightings also continue around area homes – even during winter, when bears typically become less active. The most effective method for residents to safely live around black bears is to manage garbage and other food sources.Bears are adaptable and learn very quickly to associate people with food. Even though black bears are normally too shy to risk contact with humans, their powerful need to find food can overwhelm this fear. Bears can smell food from over a mile away.Here are some easy tips:· Secure household garbage in a shed, garage or a wildlife-resistant container.· Put household garbage out on morning of pickup rather than the night before.· Protect gardens, apiaries, compost and livestock with electric fencing.· Feed pets indoors or bring in dishes after feeding.· Clean grills and store them in a locked, secure place.· Remove wildlife feeders or make them bear-resistant.· Pick ripe fruit from trees and remove fallen fruit from the ground.· Screened enclosures will not keep bears out. LEAVE A REPLY Cancel replylast_img read more

María Emilia House / Mínimo Común Arquitectura

first_img Lead Architects: María Emilia House / Mínimo Común Arquitectura CopyAbout this officeMínimo Común ArquitecturaOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesAsunciónParaguayPublished on May 01, 2019Cite: “María Emilia House / Mínimo Común Arquitectura” [Vivienda María Emilia / Mínimo Común Arquitectura] 01 May 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassHanging LampsVibiaHanging Lamp – VOLConcreteKrytonCrystalline Waterproofing – KIMSkylightsLAMILUXGlass Skylight FE PassivhausPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionBricksFeldhaus KlinkerThin Bricks – ClassicGlassDip-TechDigital Ceramic Printing for Interior DesignWoodStructureCraftEngineering – FootbridgesAluminium CompositesCymat Technologies Ltd.Bundang Doosan Tower – Alusion™ Stabilized Aluminum FoamTable LampsRoss GardamDesk Lamp – OraMore products »Save想阅读文章的中文版本吗?María Emilia 之家,以砖代替混凝土形成更轻质结构 / Mínimo Común Arquitectura是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream 2017 Photographs Photographs:  Federico Cairoli ShareFacebookTwitterPinterestWhatsappMailOr Clipboard ShareFacebookTwitterPinterestWhatsappMailOr Clipboard “COPY” Save this picture!© Federico Cairoli+ 21Curated by Clara Ott Share CopyHouses•Asunción, Paraguay ArchDailycenter_img Year:  Paraguay Verónica Villate, Solanito Benítez, Sergei Jermolieff Houses María Emilia House / Mínimo Común ArquitecturaSave this projectSaveMaría Emilia House / Mínimo Común Arquitectura “COPY” Collaborators:Juan Salvare, Martín LoteroCity:AsunciónCountry:ParaguayMore SpecsLess SpecsSave this picture!© Federico CairoliRecommended ProductsDoorsLinvisibileLinvisibile Curved Hinged Door | AlbaDoorsSaliceSliding Door System – Slider S20DoorsLibartVertical Retracting Doors – Panora ViewDoorsVitrocsaGlass Technology in Hotel BeaulacText description provided by the architects. The human being, helpless and deprived of tools, decides to transform his habitat. Given the need to protect himself and others, he builds his own cavern. Over the years, he domesticates the fire and then discovers the earth under the fire becomes a rock. Today 70,000 years later, we continue to build using the same materials as our ancestors, with water and earth, and the purpose remains the same: to protect those we love most, and to protect ourselves.Save this picture!© Federico CairoliSave this picture!PlansSave this picture!© Federico CairoliMaría Emilia House is the product of experimentation. The bricks were carefully placed, sometimes on the floor and then raised in the form of panels against plumbed tutors, and in others simply with the aim of relieving the slab. Located in Barrio Jara, one of the traditional neighborhoods of the capital of Paraguay, in a residential area, without many tall buildings and with increasingly smaller and more expensive lots. Asunción has a warm and humid climate it is where we live and built this house, in an urban plot of 8 x 40 meters, in an elevated area of the city near the Paraguay River.Save this picture!© Federico CairoliThe house was originated from two volumes connected by a bridge. A succession of patios illuminate, ventilate and give life to the house. The commission consisted in the construction of a house with 3 rooms, living room, kitchen and garage. From the beginning we proposed to build the house in stages. We would first build the social sector and a room in the ground floor, since these were urgent needs for their lifestyle without children, and during the process we would evaluate the progress and come up with some constructive strategies to get the job done.Save this picture!© Federico CairoliSave this picture!SectionSave this picture!© Federico CairoliThe house consists of two floors, the upper floor is where the intimate sector is, and consists of two facing volumes of 5 x 8 meters joined by a bridge of 5 x 2.5 meters. This is all supported by pillars, modulated to coincide in vertices of the housing that shelter the ground floor in which social spaces are developed.Save this picture!© Federico CairoliDue to the site conditions, the structure consisted of  piles and slabs that are 25 centimeters thick, which entails a great economic cost. To reduce this cost, we placed cubes of brick of 25 x 25 x 16 cm inside the formwork, distributed throughout the slab and a brick ceiling that allowed us to avoid thickness and terminations. With this system we reduced the thickness of the slab to 5cm, whick works as a compression layer, and nerves of 12cm. By replacing ceramics with concrete, we get a lighter slab and, most importantly, more economical.Save this picture!© Federico CairoliThe house generates an internal journey in which different sensations are experienced with textures, light and shadow. The house is, as it was the case for our predecessors, the meeting place, the place where life is seen. The house tries to find, within the usual materials, a new range of construction opportunities for other people, setting the bases for knowledge from the experiments carried out. The succession of actions, as well as the patience and effort, allowed us to finish the house: around 200 square meters of problems solved. Save this picture!© Federico CairoliProject gallerySee allShow lessGrand-Pic Chalet / APPAREIL architectureSelected ProjectsNorval Foundation / dhk ArchitectsSelected Projects Share Area:  200 m² Year Completion year of this architecture project Projects Architects: Mínimo Común Arquitectura Area Area of this architecture projectlast_img read more

Engaging the American Homefront

Engaging the American Homefront Servicers Navigate the Post-Pandemic World 2 days ago Share Save Previous: The State of Refinance at Fannie and Freddie Next: Carrington Adds New Member to its Correspondent Lending Team Demand Propels Home Prices Upward 2 days ago Donna Joseph is a Dallas-based writer who covers technology, HR best practices, and a mix of lifestyle topics. She is a seasoned PR professional with an extensive background in content creation and corporate communications. Joseph holds a B.A. in Sociology and M.A. in Mass Communication, both from the University of Bangalore, India. She is currently working on two books, both dealing with women-centric issues prevalent in oppressive as well as progressive societies. She can be reached at [email protected] Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post About Author: Donna Joseph Subscribe Home / Daily Dose / Engaging the American Homefront Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago <span data-mce-type=”bookmark” style=”display: inline-block; width: 0px; overflow: hidden; line-height: 0;” class=”mce_SELRES_start”></span> The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Sign up for DS News Daily This video spotlight looks back at The 2018 Five Star Conference and Expo—an integral source of information, collaboration, and progression for the housing and mortgage industry. Heading into 2019, The Five Star Institute (FSI) looks forward to serving professionals across the mortgage servicing industry with more opportunities to expand their network and enhance their expertise.FSI also thanks all its numerous sponsors, exhibitors, companies, and professionals who participated in 2018 Five Star Conference and Expo and recognizes the active engagement of an entire industry that makes the Five Star possible. 2019 will be the Year of the Deal for 2019 as FSI ups its ante to maximize client connections and ROIs across specialized events, more exhibits, new academics with industry authorities, and much more.Aimed at celebrating industry achievements, honoring national heroes, and uniting an industry through the convergence of thousands to engage the American homefront, The 2019 Five Star Conference and Expo will be held between September 23-25, 2019 at Hyatt Regency in Dallas, Texas. Click through to learn more. February 15, 2019 3,390 Views The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago 2019 Five Star Conference and Expo 2019-02-15 Donna Joseph in Daily Dose, Featured, Media Tagged with: 2019 Five Star Conference and Expo read more

Credit Invisibility: A Barrier to Homeownership

first_img The Best Markets For Residential Property Investors 2 days ago Credit Invisibility: A Barrier to Homeownership Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly,, Dallas Observer, Edible, and the Dallas Morning News, among others. The Week Ahead: Nearing the Forbearance Exit 2 days ago March 4, 2021 927 Views Previous: Winter Storms Contribute to Dearth of Housing Inventory Next: ‘Right to Housing’ Motion Prioritizes Ending Homelessness in Daily Dose, Featured, Market Studies, News  Print This Post Home / Daily Dose / Credit Invisibility: A Barrier to Homeownership Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Sign up for DS News Daily Related Articles Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago It is well established that there exists a direct relationship between credit security—that is, having a strong credit history and structural access to offers of credit—and higher rates of homeownership, however, a Zillow study found that about one in 10 American adults are “credit invisible,” meaning they have zero credit history and that the share of credit invisibility is disproportionately higher for those who are Black or Latinx.According to Zillow, poor or nonexistent credit history is the most-common reason mortgage applications are denied to Black applicants.”Lower homeownership is just one of many negative results borne out of poor credit health in communities nationwide,” said Nicole Bachaud, an economic data analyst at Zillow. “For many, walking into a bank or going online to apply for a loan or open a new credit card is simple. But for those excluded from the formal credit market in this country, it is a far more daunting task, and Black and Latinx households are especially vulnerable. A shift in credit reporting might be a first step to reducing the systemic barriers into homeownership and the financial market overall.”The Zillow report comes around the same time as another report from the Urban Institute, whose researchers recently pointed out that credit data used to approve or deny potential borrowers “cannot capture the experiences of about one in 10 U.S. adults who do not have a credit file, a disproportionate amount of whom are people of color,” adding that “although credit health appears to have improved for all groups during the pandemic, racial gaps have not narrowed.”The Biden administration has proposed restructuring the current credit system to accept non-traditional credit barometers such as rental payment records and utility bills as an alternative path to establishing a credit history.”The goal of such a restructuring would be to bring many credit invisible individuals into the system they are currently locked out of,” Zillow reported.Not only are Black and Latinx individuals more prone to being credit invisible, but they are also more highly concentrated in counties with higher credit insecurity, the researchers added.Specifically, some one in 10 Black households (9.7%) and 7.9% of Latinx households reportedly live in counties considered credit insecure, compared to 2.7% of White households and 3.5% of Asian households.The full report is available on The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Christina Hughes Babb Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago 2021-03-04 Christina Hughes Babb Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Subscribelast_img read more

Dad of missing pregnant postal worker: ‘I just want my baby to come home’

first_imgWLS-TV(CHICAGO) — The father of a pregnant Chicago postal service worker who vanished nine months ago believes his daughter is alive and is pleading for the public to help. “I just want my baby to come home, along with my grandbaby that I never got to meet,” Joseph Coles said at a news conference on Monday.Coles’ daughter, Kierra Coles, a 26-year-old employee of the U.S. Postal Service, vanished on Oct. 2, 2018. She was about three months pregnant at the time. Chicago police said in October that they suspected possible foul play.Joseph Coles on Monday suggested his daughter may be being held captive in a vacant home. But he said the police are out of leads. “Somebody knows something,” he said. “If you’ve got any information, please come forward. I’m the father and I will not be going anywhere no time soon.” “I will continue to keep looking,” Joseph Coles said. “I will keep pushing this information until she is brought home safely to me.”Chicago police said Tuesday that no one is in custody in the Kierra Coles case, calling it an active investigation. Joseph Coles said he also wanted to draw attention to the others currently missing in Chicago. “We need to bring them home to their families safely,” he said. He encouraged anyone with a missing loved one who needs help securing resources to contact him. Among the other speakers Monday was Norma Peterson, sister-in-law of Stacy Peterson, who vanished in Bolingbrook, Illinois, nearly 12 years ago. “We still search for her every day,” Norma Peterson said. “We just want them home,” she said, her voice shaking.Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Out-of-state multifamily buyers eye South Florida

first_img Tags Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink 1031 exchangesHollywoodMiami BeachMultifamily MarketYtech Parc StationWhen JLL’s Maurice Habif brought a 336-unit Hollywood apartment complex to market just before Labor Day, he noticed more than the regular crop of institutional investors active in South Florida paying attention.Habif saw unfamiliar private investors, family offices from outside Florida, even a group financed by 1031 exchange deferred capital gains money.The Parc Station complex, a garden-style apartment community at 2301 North 29th Avenue, eventually sold to Atlanta-based Cortland Partners for $91.7 million, marking the private investor’s third deal in the past 18 months. But the increased interest in the region from a newer crop of investors helped drive up bids.That appetite for Florida multifamily assets has brokers anticipating a deluge of deals in 2021. Multifamily investors, sensing that bargains were at hand, rushed into the market, while landlords, hoping that rent collections would stabilize, held onto assets, South Florida brokers said. ADVERTISEMENTThe gridlock resulted in a slowdown by some measures. Market-rate multifamily sales above $25 million in Palm Beach, Broward and Miami-Dade counties dropped from 39 sales in 2019 to 31 sales in 2020, said Hampton Beebe, a vice chairman out of Newmark’s Boca Raton office.Yet a flurry of deals at the end of the year were a promising sign of what’s to come. Dollar volume of $20 million-plus sales in South Florida was $2.8 billion in 2020, up 17 percent year-over-year from $2.4 billion, according to JLL.And despite a spike in unemployment — Miami Beach-Kendall metropolitan area’s unemployment rate rose to 7 percent in December 2020 from 1.5 percent in January 2020, according to the U.S. Bureau of Labor Statistics — landlords did not see rents drop. Apartment rents for the Miami metropolitan area stayed flat year-over-year — a 0.2 percent growth from December 2019 to December 2020, according to Yardi.Meanwhile, the buyer pool in South Florida’s multifamily market could be changing. Real estate investment trusts accounted for just 3.2 percent of multifamily deals in 2020 compared to 12.8 percent the year prior, according to Brandon Isner, a Miami-based researcher at CBRE. Private buyers’ share of apartment investment sales fell to 45.2 percent last year from 47.5 percent in 2019, Isner said. And institutional investors took on a far bigger share of deals, accounting for 46.3 percent of transactions in 2020 compared to 32 percent in 2019.Those changes were in contrast to nationwide trends. Across the U.S., private capital accounted for 66.6 percent of 2020 deals compared to 64.9 percent in 2019, while institutional capital’s share rose to 24.6 percent in 2020, up from 22 percent in 2019. South Florida multifamily cap rates remained unchanged last year, despite Covid-19, with rates at about 4.5 percent in the summer of 2020, similar to cap rates in the second half of 2019, CBRE data show.Those rates put South Florida in line with such places as Los Angeles, Atlanta and Chicago. South Florida multifamily cap rates were below the 5.8 percent rate of New York City and the 5.3 percent high of Orlando and Philadelphia, according to CBRE.More interest in South Florida means cap rates will compress further. Beebe said his team is already seeing that in the first quarter of this year.Private and institutional investors that bet on bigger assets are looking to hold them for up to 10 years, and South Florida’s rebound after the Great Recession has been a selling point.“Miami is always underestimated for recovery,” Beebe said. Collections for South Florida Class A multifamily assets are above 95 percent, with Miami-Dade lagging Broward — and Broward lagging Palm Beach County. Class B and C assets are still above 90 percent, according to Cushman & Wakefield data.The region’s perceived stability is why Yamal Yidios’ Miami-based real estate company, Ytech, didn’t accept lesser offers for Ocean House, a 186-unit garden-style multifamily property at 7780-7810 Tatum Waterway Drive in Miami Beach’s North Beach area. Ytech listed the property for $50 million in the summer, and Yidios is content to hold out for that price. “When the timing is right, we will sell Ocean House,” he said.In December, Ytech sold a 491-unit multifamily complex in Miami Gardens to private investor Greenstone Property Group for $78 million. Ytech bought the property for $14.4 million in 2012.Sellers and their brokers say out-of-state buyers are clearly showing more interest. Yidios said that among the 460 confidentiality agreements he received for Ocean House in Miami Beach, 35 percent came from the New York or Los Angeles area.Joseph Thomas and his team at Marcus & Millichap usually work with properties between 10 and 200 units that don’t typically capture institutional interest. The more stabilized properties see cap rates of 5 percent or higher, he said.Although market conditions such as Covid-19 can push landlords to sell, personal circumstances are usually the catalyst, Thomas said. Maybe a landlord is ready for retirement. Maybe his or her family doesn’t want to take over the business. Maybe a loan is coming due.In South Florida, 210 properties of between eight and 100 units sold in 2020, down 19 percent from 258 deals in 2019, Thomas said.At the same time, he said that out-of-state inquiries doubled from 2019 — 25 percent of 2019 inquiries came from out of state compared to half of 2020’s. Other states’ shutdowns, high state and local taxes, and rent controls have driven up demand in Florida and other low-tax states. “March and April were relatively slow and scary,” Thomas said. “Then investors started to re-emerge. Collections came in better than originally anticipated. Business started to pick up in May, and we’ve never looked back.” Share via Shortlinklast_img read more